When the convenience of an Uber ride turns into an unexpected accident, where do you turn? You need a Houston Uber accident lawyer who understands the intricacies of rideshare insurance and can advocate effectively for your rights.
At Omega Law Group, we can help you get the representation and compensation you deserve. We’ve earned millions for our clients, and now it’s your turn to get the full value of your claim with our help.
Whether you were a passenger in an Uber, another driver involved in a collision with an Uber, or a pedestrian injured by an Uber vehicle, our Houston rideshare accident lawyers are here to help you understand your rights and pursue the justice you’re entitled to.
How Uber Accidents Differ from Normal Car Accidents
Uber accidents involve unique factors that distinguish them from typical car accidents. You need to find a Houston car accident lawyer who knows these differences to get the most from your accident claim. Here are some differences you need to know from our Houston car accident lawyers.
Uber’s Insurance Policy
Uber provides drivers and passengers with a tiered insurance policy that changes based on the driver’s status. When the app is off, the driver’s personal insurance applies just like any other car crash.
When the app is on but no ride is accepted, Uber provides limited liability coverage. Once a ride is accepted and during the trip, Uber’s $1 million liability coverage kicks in. This shifting coverage can complicate the claims process.
Uber’s Corporate Involvement
Unlike in a typical car accident, a large company may be involved in your legal proceedings. This can add a layer of complexity, such as in truck accident cases. Uber has significant resources and experienced legal teams to protect its interests.
Driver Classification
Uber classifies its drivers as independent contractors, not employees. This classification can affect liability issues and the extent of Uber’s responsibility in accident cases, potentially impacting your ability to seek compensation directly from the company.
Uber App Data as Evidence
App data from Uber can include information about the driver’s route, speed, acceptance of the ride, and passenger details. Accessing and interpreting this data often requires specialized knowledge and may involve legal challenges.
Passenger vs. Non-Passenger Accidents
The legal approach can differ significantly depending on whether you were a passenger in the Uber, another driver, or a pedestrian. Each scenario involves a different strategy from our Houston Uber accident attorneys.
Why Omega Law Group is Your Best Choice for Your Houston Uber Accident Attorney
Choosing the right legal representation can make all the difference between getting what you’re owed and getting little or nothing at all. Here’s why our Houston personal injury lawyers should be your top choice:
Experience
With decades of combined legal experience and thousands of successfully handled injury claims, including many Uber accident cases, we feel confident we can conclude your case in your favor.
Proven Results
We’ve secured millions of dollars in verdicts and settlements for our clients. This track record of success demonstrates our ability to win.
Tenacious Representation
Our Houston Uber accident lawyers are prepared to take your Uber accident case to court if necessary. While we often secure favorable settlements, we’re never afraid to litigate to ensure you receive fair compensation.
Always Accessible
We offer 24/7 direct communication with our attorneys. Uber accidents can happen at any time, and questions don’t always arise during business hours. With Omega Law Group, you’ll always have access to legal advice when you need it.
No Upfront Costs
We work on a contingency fee basis, meaning you pay no lawyer fees unless we win your case. This allows you to pursue your Uber accident claim without financial risk to you.
(310) 526-8383Our Houston Uber Accident Lawyers Explain Uber’s Insurance Policy
Uber’s insurance for rideshare drivers provides coverage at different levels depending on the driver’s status at the time of the accident. Understanding these coverage phases is crucial when dealing with an Uber accident claim:
- App Off: When the driver is not logged into the Uber app, only their personal auto insurance applies.
- Available or Waiting for a Ride Request: Once the driver logs into the app and is waiting for a ride request, Uber provides limited liability coverage:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 per accident for property damage
- $50,000 per person for bodily injury
- En Route to Pick Up Passengers and During Trips: From the moment a driver accepts a trip until its completion, Uber maintains:
- $1 million third-party liability coverage
- Uninsured/underinsured motorist bodily injury coverage
- Contingent comprehensive and collision coverage up to the cash value of the car (with a $2,500 deductible)
- $1 million third-party liability coverage
This insurance is supplemental to the driver’s personal auto insurance. In the event of an accident, the driver’s personal insurance will be considered first, with Uber’s policy serving as additional coverage.
The complexity of this tiered system often leads to disputes over which insurance should cover damages. This is why having an experienced Houston personal injury lawyer is crucial to cut through the red tape of the insurance companies.
Contact Omega Law Group Now
Uber will start taking steps to protect itself once it learns you’ve been in an accident. Make sure your interests and your compensation are protected. Contact Omega Law Group’s Houston Uber accident lawyers now by calling the number on your screen or using our line contact form.
The sooner you call, the sooner you can get paid. Let our family help you and your family get the money needed to cover your costs after your accident.
