If you were injured in a Lyft accident, you might not know what to do next. These cases are usually more complicated than regular traffic accident claims because they involve rideshare companies. While it may be intimidating to take legal action, a Lyft accident attorney in San Jose will protect your rights.
Omega Law Group wants to empower you to fight for your right to fair compensation. Since we opened our law firm in 2016, we have recovered millions of dollars on behalf of our clients. Let our rideshare accident lawyers in San Jose help you secure the money you need to reclaim your life. Call us today to schedule a free case evaluation.
Legal Guidance for Lyft Accident Victims
At our personal injury law firm, we have a proven track record of successful case results. Our legal team has decades of collective experience advocating for the rights of injured victims throughout California. We can handle all the legal details of your case so you can focus on healing.
Our San Jose car accident lawyer lawyer offer personalized representation tailored to the unique needs of each client. We understand that every case is different, and we take the time to understand your specific circumstances and goals.
By fostering open and transparent communication, we build strong attorney-client relationships that empower us to craft legal strategies aligned with individual objectives. This personalized approach ensures that our clients feel heard, supported, and confident throughout the legal process.
Insurance Requirements for Transportation Network Companies
Insurance requirements for Transportation Network Companies (TNCs) protect both drivers and passengers. TNCs, such as Uber and Lyft, are typically mandated by regulations to maintain specific insurance coverage at various stages of the rideshare process. A San Jose personal injury lawyers from our team will evaluate your options.
After reviewing the unique details of your case, your attorney can determine how the TNC insurance requirements in California influence your case.
The First Phase: Open App, No Passenger Matched
During this phase, the driver activates the rideshare app, signaling their availability to accept ride requests. However, at this point, the driver has not yet been matched with a passenger.
The insurance requirements for this phase typically include liability coverage, ensuring protection for potential third-party injuries or property damage that may occur while the driver is awaiting a ride request.
The insurance coverage requirements for this stage usually include:
- $30,000 for property damage
- $50,000 for death or personal injury per person
- $100,000 for death or personal injury per incident
- $200,000 for liability per incident
The Second Phase: Matched With a Passenger en Route to Pick-Up
During this stage, the rideshare driver has successfully been matched with a passenger through the platform, and they are now en route to the designated pick-up location. In terms of insurance requirements, this phase typically demands higher coverage limits than the first phase.
The increased liability coverage is essential to address the heightened risk associated with actively transporting a passenger. As the driver navigates towards the pick-up point, insurance provisions are in place to safeguard both the driver and the passenger, ensuring comprehensive protection throughout the duration of the active ride.
In the second phase, insurance coverage typically involves primary commercial insurance with a limit of up to $1,000,000. This coverage can be sustained through a combination of the driver’s personal insurance, the rideshare company’s insurance, or both.
The Third Phase: The Passenger Is in the Car en Route to the Destination
In the final phase, the passenger is seated in the car, and the driver embarks on the journey to their designated destination. In terms of insurance requirements, this phase typically mandates the highest level of coverage to ensure comprehensive protection throughout the active ride.
The insurance provisions during this stage often include primary commercial insurance with significant coverage limits. In this case, there is usually primary commercial insurance up to $1,000,000. Also, uninsured motorist and underinsured motorist coverage for $1,000,000 could apply.
Starting legal proceedings after a rideshare accident implies navigating a distinct set of protocols. However, you can simplify the process by working with Omega Law Group. Our lawyers will review the Lyft accident policy limits that might apply to your case.
(310) 526-8383We’ll Negotiate With Insurance Companies
Insurance companies, while designed to provide financial protection, are profit-driven entities. After a rideshare accident, their primary objective is to minimize payouts and protect their financial interests. They know that you are in a vulnerable position and will not hesitate to take advantage of this.
Adjusters will employ tactics to devalue your claim, question the extent of your injuries, or even attempt to shift blame onto you. Navigating the intricacies of a rideshare accident claim can be complex, and relying solely on the goodwill of the insurance company may result in less-than-adequate compensation.
Our Lyft accident lawyers in San Jose will represent your interests during negotiations with insurance companies. Over the years, we have built proven strategies that allow us to secure the compensation our clients need. Still, if adjusters refuse to be reasonable, we are prepared to take your case to court.
California Is an At-Fault Auto Insurance State
In this legal framework, the driver determined to be responsible for a car accident bears financial responsibility for the resulting damages. In the at-fault auto insurance system, the negligent driver’s insurance company must cover the medical expenses, property damage, and other losses incurred by the innocent party involved in the collision.
This approach emphasizes the importance of establishing liability and facilitating the claims process. It also enables a straightforward approach to seeking compensation for victims, as the at-fault driver’s insurance is typically the primary source for covering the costs associated with the collision.
Call Our San Jose Lyft Accident Attorneys Today
If you or a loved one were injured in a Lyft accident, you don’t have to face the complicated insurance claim process alone. Omega Law Group can provide the support and guidance you need during this challenging time.
Our experienced team of lawyers understands the complexities of rideshare-related injuries and can navigate through the intricate insurance procedures on your behalf. Contact us today, and we can start working on the legal strategy for your case.
