Being involved in a car accident as an Uber passenger can be a distressing and confusing experience. These types of cases tend to be more complex than standard car crashes because rideshare companies are involved. However, don’t be discouraged from seeking the compensation you deserve; an Uber accident attorney in San Jose will help.
The legal team at Omega Law Group acknowledges the urgency of rideshare accident cases. We have represented many injured victims and helped them recover the money they need to move on with their lives. Since the law firm was founded in 2016, we have secured millions of dollars for our clients. Call our San Jose rideshare accident lawyers today for a free case review.
Legal Support for Uber Accident Victims
Our legal team has decades of collective experience advocating for injured victims. We have a proven track record of success in personal injury law. With a wealth of knowledge accumulated over the years, our experienced car accident lawyers in San Jose easily navigate the intricacies of the legal system.
Our commitment extends beyond mere legal representation; we want to understand the unique challenges each injured victim faces and offer personalized support throughout the legal process.
When you work with us, you can expect to communicate directly with your attorney 24/7. We prioritize accessibility and transparency, recognizing the importance of timely and clear communication during the legal process.
Insurance Requirements for Transportation Network Companies in California
Transportation Network Companies (TNCs) refer to businesses that utilize digital platforms or mobile applications to connect passengers with drivers who provide transportation services. Our San Jose personal injury lawyers are familiar with the insurance regulations and state laws that come into play after a rideshare crash.
If you were involved in an Uber accident, a lawyer from our team will explain how California’s TNC insurance requirements apply to your specific case.
Phase One: App Open, No Passenger Matched
In this initial phase, when the rideshare driver has the app open and is available for ride requests, the insurance coverage requirements include liability coverage. This coverage ensures protection for third-party injuries and property damage if an accident occurs while the driver is waiting for a ride request.
During the initial phase, the insurance coverage requirements include:
- $30,000 for property damage
- $50,000 for personal injury and death per person
- $100,000 for personal injury and death per incident
- $200,000 for liability per incident
Phase Two: Matched With a Passenger, en Route to Pick-Up
Once the driver is matched with a passenger and is en route to pick them up, additional insurance coverage comes into play. During this phase, TNCs are required to provide higher liability coverage as the potential for accidents increases during active rides.
During the second phase, the insurance coverage generally encompasses primary commercial insurance with a limit of up to $1,000,000. This coverage can be maintained through the driver’s personal insurance, the rideshare company’s insurance, or a combination of both.
Phase Three: Passenger in the Car, en Route to Destination
The final phase involves insurance coverage while the passenger is in the car and the driver is transporting them to their destination. This phase typically requires the highest level of coverage to ensure comprehensive protection for both the driver and the passenger during the active ride.
In the event of a rideshare accident during this stage, the applicable insurance coverages may include: 1) primary commercial insurance with a limit of $1,000,000 and 2) additional coverage of $1,000,000 for both uninsured motorist and underinsured motorist scenarios.
Initiating legal proceedings after a rideshare accident requires navigating a unique set of protocols. At Omega Law Group, our legal team can easily guide you through this complicated process, assisting you in identifying the most effective course of action to seek compensation for your losses.
(310) 526-8383Negotiating With Insurance Companies for Maximum Compensation
Insurance companies are profit-driven entities, and their primary objective is to minimize payouts and protect their bottom line. Consequently, claims arising from rideshare accidents will be met with strategies to diminish the value of settlements or, in some instances, outright denial.
Adjusters employed by these companies might employ tactics to shift blame onto the claimant, dispute the severity of injuries, or question the necessity of certain medical treatments. Rideshare accidents often involve complex liability scenarios, further complicating the claims process.
Our San Jose Uber accident attorneys will protect your rights and represent your interests during negotiations with the insurance company. We will fight to secure the maximum compensation amount for your losses. If adjusters refuse to be reasonable, we will take your case to court.
California Is an At-Fault Auto Insurance State
California operates as an at-fault auto insurance state, a system where the driver determined to be responsible for a car accident is held accountable for the resulting damages. In this framework, the at-fault driver’s insurance company is obligated to cover the losses incurred by the innocent party involved in the collision.
This model emphasizes the importance of establishing fault in determining liability and facilitating the claims process. It also enables a straightforward approach to seeking compensation for victims of accidents.
Our Uber Accident Lawyers in San Jose Will Help You Recover
You should not face the legal aftermath of a rideshare accident without professional legal support. Omega Law Group will guide you through the legal process and safeguard your interests.
At our personal injury law firm, we approach our clients as if they were family, prioritizing open communication and crafting legal strategies tailored to your unique needs. Our dedicated attorneys will be supporting you through every step of the legal process. Contact us today to share your experience.
